Inherited Homes and Estate Planning: Insights from Moneywise

Updated on: 09/01/2026
Updated On: September 1, 2026

RMO LLP Founding Partner Scott Rahn was recently quoted in Moneywise, discussing the often-overlooked financial realities families may face when a home passes from one generation to the next.

As Scott explains, an inherited home is rarely a “free asset.” Even a fully paid-off property comes with continuing obligations, including property taxes, insurance, maintenance, and repairs. When multiple heirs are involved, disagreements over who will pay those expenses, or whether the property should be kept, rented, renovated, or sold, can quickly turn a valuable inheritance into a costly family dispute.

Older homes may also require substantial immediate investment, while a lack of liquidity can force beneficiaries to borrow on unfavorable terms or sell before they are ready.

Thoughtful estate planning can help families anticipate these issues, provide resources for carrying costs, and establish clear authority for managing or selling the property.

Read the full article here.

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About the Author

Scott Rahn, Founding Partner​

Scott Rahn resolves contests, disputes and litigation related to trusts, estates and conservatorships, creating a welcome peace of mind for clients. He represents heirs, beneficiaries, trustees and executors. He utilizes his experience to develop and implement strategies that swiftly and efficiently address the financial issues, fiduciary duties and emotional complexities underlying trust contests, estates conflicts and probate litigation.